The Office of Personnel Management (OPM) recently announced the 2021 Federal Employees Health Benefits (FEHB) Program rates. The open season for health benefits, dental and vision insurance, and flexible spending accounts is November 9 through December 14, 2020.

The average FEHB premium increase will be 3.6 percent in 2021. The average enrollee share increase will be 4.9 percent, down from a 5.6 percent increase last year. The new health premiums go into effect in January 2021.

On average, enrollees with Self Only coverage will pay $4.67 more per biweekly pay period than in 2020. Enrollees with Self Plus One coverage will pay $10.90 more per biweekly pay period, while those enrolled in Self and Family coverage will pay $10.94 more. To view the full sets of rate charts for FEHBP premiums in 2021, please click on these links:

• Non-Postal Premium Rates for FEHB 2021 Plan Year

• 2021 FEDVIP Dental Rates

• 2021 FEDVIP Vision Rates

• Federal Benefits Open Season Highlights

OPM has a useful FEHB plan comparison tool, where you can compare different plans according to their costs, coverage, and other considerations. To access the tool, please click here or paste this URL into your browser: https://www.opm.gov/healthcare-insurance/healthcare/plan-information/compare-plans/. 

FMA encourages you to closely review your benefits and premiums when determining what plan to enroll in during open season. If you have any questions, please don't hesitate to contact the national office at (703) 683-8700.